Business

Opinion

It’s RRSP season again — is it worth additions amid other ways to save?

Joel Schlesinger 6 minute read Saturday, Feb. 7, 2026

Canadians have great tools to save tax-deferred or tax-free for the future — and the granddaddy of them all is the registered retirement savings plan.

The calendar now turned to February, RRSPs are on the minds of many, with the March 2 deadline looming for the last contributions for 2025.

Yet in the context of the other ways to save — the tax-free savings account (TFSA) and the newer, first home savings account (FHSA) — the RRSP is not always the most attractive place to park, invest and grow money.

The ideal is to fund all of these savings vehicles, based on need, to their annual maximums.

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Opinion

FYI on DIY

Joel Schlesinger 6 minute read Preview

FYI on DIY

Joel Schlesinger 6 minute read Saturday, Apr. 4, 2026

A battle for young investors is being waged among Canada’s big banks and upstart fintechs, with RBC firing among the more recent salvos.

It recently launched a smartphone app called GoSmart, offering self-directed investors — or do-it-yourselfers (DIY) —access to online trading with the ability to choose from 53 exchanged-traded funds (ETFs) that can be bought and sold without commissions.

As well, GoSmart investors can trade up to 50 times per year commission-free on any U.S. or Canadian stock. This is notable, given users of RBC’s existing discount brokerage platform Direct Investing, who have been able to trade these select ETFs for free since last year, do not receive those additional 50 free trades.

“It’s a pretty substantial change,” says Dimitri Busevs, president and chief executive officer of RBC Direct Investing.

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Saturday, Apr. 4, 2026

Opinion

Long weekends change time off equation

Tory McNally 5 minute read Preview

Long weekends change time off equation

Tory McNally 5 minute read Saturday, Apr. 4, 2026

There are many religious holidays observed across Canada that pass through the calendar without any formal recognition in employment standards.

For many people, days of deep cultural or spiritual importance are marked quietly, often squeezed in around work obligations or taken as vacation days if they can be spared. In a multicultural society that prides itself on inclusion, it remains an imperfect reality. And yet, a long weekend like Easter is one of the few moments where much of the country, regardless of personal belief, falls into the same rhythm. Offices close, inboxes slow, and there is a shared, if brief, pause.

That collective pause is more significant than we tend to acknowledge.

We talk a lot about rest at work. Employers encourage employees to take vacation. Wellness initiatives remind people to recharge. Leaders speak about avoiding burnout. But much of this advice assumes rest is an individual act — something a person can simply decide to do.

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Saturday, Apr. 4, 2026

Opinion

Winning rhythm of review, refocus, recharge

Tim Kist 4 minute read Saturday, Apr. 4, 2026

The off-season in football is when your overall systems are developed and confirmed. During the pre-season is when you install the new offensive or defensive system and practise it throughout training camp.

The players understand it and the coaches believe in it. The plan is clear.

Then the first game happens. As the saying goes, “No plan survives first contact with the enemy.”

Suddenly, your systems don’t work. On offence, drives stall because timing is off and execution is uneven. On defence, missed assignments lead to big gains. By halftime, the scoreboard is not kind.

Opinion

Farmland values continue inexorable rise

Laura Rance 4 minute read Preview

Farmland values continue inexorable rise

Laura Rance 4 minute read Saturday, Apr. 4, 2026

Canadian farmland values have always been a bit of an enigma to outside observers because they continue to rise in both good times and bad.

They may increase at a slower pace from time to time, but it’s unheard of, at least on the Prairies, for values to decline. Even though the per-acre price is loosely correlated with the land’s productive capacity, there are few crops that farmers grow that justify paying up to $13,000 per acre, as is the case in some parts of southern Manitoba.

And yet they do.

The latest annual farmland values report produced by Farm Credit Canada showed Manitoba leading the nation in value appreciation, with a 12.2 per cent year-over-year increase in 2025. The national increase averaged 9.3 per cent.

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Saturday, Apr. 4, 2026

Business

MIKAELA MACKENZIE / FREE PRESS

Telpay chief experience officer Paul Vieira is the creator of the Shorty Awards-nominated Double Entry, a six-episode web series the company created to promote itself.

MIKAELA MACKENZIE / FREE PRESS
                                Telpay chief experience officer Paul Vieira is the creator of the Shorty Awards-nominated Double Entry, a six-episode web series the company created to promote itself.

Winnipeg company’s web series in spotlight at international Shorty Awards

Aaron Epp 5 minute read Preview

Winnipeg company’s web series in spotlight at international Shorty Awards

Aaron Epp 5 minute read Tuesday, Mar. 31, 2026

Eight weeks from now, Telpay Inc. might have something in common with Michelle Obama and Conan O’Brien.

The Winnipeg payments company is a finalist at this year’s Shorty Awards, a U.S.-based competition that counts the former U.S. first lady and late night TV mainstay/comedian among its previous winners.

The awards honour innovative work in digital and social media by brands, agencies and organizations. Telpay is a finalist in the “Branded Series” category for its original web series, Double Entry — a six-episode mockumentary in the style of The Office that celebrates bookkeepers and the everyday challenges they face.

The company, which is the largest independent processor of electronic bill payments in Canada, faces stiff competition in the category from global brands such as Amazon, Disney, Nasdaq and Visa.

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Tuesday, Mar. 31, 2026

Business

JOHN WOODS / FREE PRESS

‘We just thought it was a nice place for us to start,’ says Jossy Nelson, an entrepreneur born in Nigeria who immigrated to Swan River from Ireland to grow her makeup line.

JOHN WOODS / FREE PRESS
                                ‘We just thought it was a nice place for us to start,’ says Jossy Nelson, an entrepreneur born in Nigeria who immigrated to Swan River from Ireland to grow her makeup line.

Swan River-based cosmetics brand seeks ‘bigger breakthrough’

Malak Abas 4 minute read Preview

Swan River-based cosmetics brand seeks ‘bigger breakthrough’

Malak Abas 4 minute read Monday, Mar. 30, 2026

A makeup and skincare brand led by a newcomer out of the town of Swan River is looking to expand its reach.

Jossy Nelson describes her business, Adaluxe Cosmetics, as a one-stop shop for those interested in the science of beauty — cruelty-free, paraben-free and inspired by her studies in botany and medical product manufacturing.

The full line, which is meant to include products for every step of any skincare and makeup routine, is available online, or at her storefront in a medical clinic in Swan River, a town about 380 kilometres northwest of Winnipeg.

While Nelson, a 43-year-old who was born in Nigeria and came to Manitoba from Ireland in 2023, has found success locally since calling Swan River home, her next step, she hopes, is widespread expansion.

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Monday, Mar. 30, 2026

More Business

Business

Aaron Epp / Free Press

Winnipeg’s first Costco Business Centre opened at 1315 St. James St. on Friday morning.

Aaron Epp / Free Press
                                Winnipeg’s first Costco Business Centre opened at 1315 St. James St. on Friday morning.

City’s first Costco Business Centre officially opens

Aaron Epp 4 minute read Preview

City’s first Costco Business Centre officially opens

Aaron Epp 4 minute read Friday, Mar. 27, 2026

Claudette Proctor describes her affinity for Costco as “hardcore.”

The Woodlands resident was part of a crowd of about 40 customers who gathered by 6:30 a.m. Friday, awaiting the grand opening of Manitoba’s first Costco Business Centre at 1315 St. James St. in Winnipeg.

“This is more for business, but I’m curious to see what will be here because it’s so different,” said Proctor, who has held a Costco membership for 35 years and visited the company’s location in Puerto Vallarta, Mexico, while vacationing there last year.

“I’m hardcore Costco.”

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Friday, Mar. 27, 2026

Business

Manitoba rec property prices expected to rise

Free Press staff 2 minute read Friday, Mar. 27, 2026

Vacation home prices are expected to rise this year, according to Royal LePage.

The real estate company released its annual Spring Recreational Property Report on Thursday. The report forecasts the median price of a single-family home in Manitoba’s recreational regions will increase 5.5 per cent year over year in 2026 — 1.5 per cent more than the national average.

The weighted median price of a single-family home in Manitoba increased 4.6 per cent year over year in 2025 to $281,400, according to the report. Meanwhile, the median weighted median price of a single-family, waterfront property increased 5.7 per cent year over year to $477,400 during the same period.

“Several years have now passed since the gold-rush (COVID-19) pandemic era that saw recreational property prices rise at a record pace,” Phil Soper, Royal LePage’s chief executive, said in a news release.

Business

MIKAELA MACKENZIE / FREE PRESS

Canadian Armed Forces Gen. Jennie Carignan speaks at a Winnipeg Chamber of Commerce luncheon at the Fairmont Hotel on Wednesday in Winnipeg.

MIKAELA MACKENZIE / FREE PRESS
                                Canadian Armed Forces Gen. Jennie Carignan speaks at a Winnipeg Chamber of Commerce luncheon at the Fairmont Hotel on Wednesday in Winnipeg.

Canada’s mission, historic investments to strengthen military will impact Winnipeg businesses, economy

Aaron Epp 4 minute read Preview

Canada’s mission, historic investments to strengthen military will impact Winnipeg businesses, economy

Aaron Epp 4 minute read Wednesday, Mar. 25, 2026

The head of the Canadian Armed Forces says the business sector has an important role to play as the federal government rolls out its new defence industrial strategy.

At a time when climate change and the rapid development of technology are accelerating Canada’s defence issues, “We need to find a new mindset and we need to find new ways of working,” Gen. Jennie Carignan told a crowd of business leaders and executives in Winnipeg on Wednesday afternoon.

The Canadian government plans to invest $500 billion in defence over the next 10 years, creating an estimated 125,000 jobs in the process.

Carignan — who in 2024 became the first female Chief of the Defence Staff, the highest-ranking military position in the Forces — spoke about the implications for local businesses during a luncheon organized by the Winnipeg Chamber of Commerce at the Fairmont Winnipeg hotel.

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Wednesday, Mar. 25, 2026

Business

MIKAELA MACKENZIE / FREE PRESS FILES

King’s Head owner Chris Graves is suing a local law firm.

MIKAELA MACKENZIE / FREE PRESS FILES
                                King’s Head owner Chris Graves is suing a local law firm.

King’s Head owner sues law firm over amalgamation fallout

Malak Abas 3 minute read Preview

King’s Head owner sues law firm over amalgamation fallout

Malak Abas 3 minute read Wednesday, Mar. 25, 2026

The owner of downtown Winnipeg staple King’s Head is suing a local law firm, claiming poor legal advice resulted in him taking on undue risk and may have cost him the potential sale of his pub last year.

According to a lawsuit filed earlier this month, King’s Head owner Chris Graves sought the services of Paolo Aquila, a lawyer with Thompson Dorfman Sweatman LLP, after Graves closed his short-lived seafood restaurant Friskee Pearl at 191 Main St. in October 2023.

According to the documents, Graves had signed a 10-year lease agreement for the building, formerly an Earl’s restaurant, before opening his eatery through the Friskee Pearl Ltd. corporation, separate from the King’s Head corporation. The lease required Friskee Pearl be liable for unpaid rent or other financial obligations, even if the lease was transferred. After Friskee Pearl closed, the lease was transferred to Boujee Restaurant and Bar in March 2024, and Friskee Pearl remained liable.

In June 2024, Graves amalgamated the King’s Head and Friskee Pearl corporations; Aquila oversaw the amalgamation, and Graves regularly sought his advice, the lawsuit says.

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Wednesday, Mar. 25, 2026

Business

Ruth Bonneville / Free Press

Nikola Maharajh in his recently renovated restaurant at 456 Main St. Eight months after being damaged by fire, Commonwealth Kitchen and Bar will have its grand opening April 8.

Ruth Bonneville / Free Press
                                Nikola Maharajh in his recently renovated restaurant at 456 Main St. Eight months after being damaged by fire, Commonwealth Kitchen and Bar will have its grand opening April 8.

Downtown Winnipeg eatery among businesses damaged in 2025 arson spree, one of few to reopen

Malak Abas 4 minute read Preview

Downtown Winnipeg eatery among businesses damaged in 2025 arson spree, one of few to reopen

Malak Abas 4 minute read Tuesday, Mar. 24, 2026

When Commonwealth Kitchen & Bar opened to patrons Friday, eight months after it was one of the first targets of an alleged serial arsonist, it felt like the light at the end of a long, dark tunnel for owner Nikola Maharajh.

“Honestly, it was surreal to see people in the room again,” he told the Free Press on Monday.

“I’ve spent so many hours inside this building with the windows covered, water damage, looking at the room in a space that was pretty painful to see, so to see the room operating again, with people having a fun time, it was a major relief, honestly.”

Commonwealth had been closed since a fire investigated as arson broke out at the property July 10. The 456 Main St. eatery held its first weekend nightlife events Friday and Saturday, and plans to be open on weekend nights leading up to its full grand opening April 8.

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Tuesday, Mar. 24, 2026

FYI on DIY

Joel Schlesinger 6 minute read Preview

FYI on DIY

Joel Schlesinger 6 minute read Saturday, Apr. 4, 2026

A battle for young investors is being waged among Canada’s big banks and upstart fintechs, with RBC firing among the more recent salvos.

It recently launched a smartphone app called GoSmart, offering self-directed investors — or do-it-yourselfers (DIY) —access to online trading with the ability to choose from 53 exchanged-traded funds (ETFs) that can be bought and sold without commissions.

As well, GoSmart investors can trade up to 50 times per year commission-free on any U.S. or Canadian stock. This is notable, given users of RBC’s existing discount brokerage platform Direct Investing, who have been able to trade these select ETFs for free since last year, do not receive those additional 50 free trades.

“It’s a pretty substantial change,” says Dimitri Busevs, president and chief executive officer of RBC Direct Investing.

Read
Saturday, Apr. 4, 2026

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