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Opinion

It’s RRSP season again — is it worth additions amid other ways to save?

Joel Schlesinger 6 minute read Saturday, Feb. 7, 2026

Canadians have great tools to save tax-deferred or tax-free for the future — and the granddaddy of them all is the registered retirement savings plan.

The calendar now turned to February, RRSPs are on the minds of many, with the March 2 deadline looming for the last contributions for 2025.

Yet in the context of the other ways to save — the tax-free savings account (TFSA) and the newer, first home savings account (FHSA) — the RRSP is not always the most attractive place to park, invest and grow money.

The ideal is to fund all of these savings vehicles, based on need, to their annual maximums.

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Former prime minister Stephen Harper gestures to the artist after he unveiled his official portrait during a ceremony in Ottawa, on Tuesday. (Adrian Wyld / The Canadian Press)

Former prime minister Stephen Harper gestures to the artist after he unveiled his official portrait during a ceremony in Ottawa, on Tuesday. (Adrian Wyld / The Canadian Press)

Harper paints picture of united Canada in face of danger

Tom Brodbeck 5 minute read Preview

Harper paints picture of united Canada in face of danger

Tom Brodbeck 5 minute read Thursday, Feb. 5, 2026

There are moments in Canadian politics when a message is so pointed, so carefully chosen, it’s impossible to pretend it was meant only for the people in the room.

The unveiling of former prime minister Stephen Harper’s official portrait on Tuesday in Ottawa was one of those moments.

On paper, it was a ceremony steeped in tradition — a gathering of ministers, former MPs and dignitaries in the Sir John A. Macdonald Building, the sort of Ottawa event where the words are usually polite and the stakes are low.

But Harper’s remarks were anything but ceremonial filler. They were not the safe, soft platitudes of a retired leader content to be politely applauded and quietly shelved into history.

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Thursday, Feb. 5, 2026

MIKE DEAL / FREE PRESS FILES

It’s long been easier to get bourbon from Kentucky than a craft whisky from Alberta.

MIKE DEAL / FREE PRESS FILES
                                It’s long been easier to get bourbon from Kentucky than a craft whisky from Alberta.

National patchwork of half-measures not real interprovincial trade reform

Tom Brodbeck 5 minute read Preview

National patchwork of half-measures not real interprovincial trade reform

Tom Brodbeck 5 minute read Yesterday at 12:56 PM CDT

It’s hard to find a more stark example of shooting oneself in the foot than Canada’s interprovincial trade barriers.

For decades, we’ve made it easier to buy a bottle of wine from California than from British Columbia, easier to ship bourbon from Kentucky than a craft whisky from Alberta. And now, even with governments finally agreeing in principle to fix the problem, Canadians are still being told to wait.

Again.

The latest promise is that by May 2026 Canadians in 10 provinces and Yukon will be able to order beer, wine and spirits directly from producers in other parts of the country. That’s the goal, anyway.

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Yesterday at 12:56 PM CDT

Tankers anchored in the Strait of Hormuz off the coast of Qeshm Island, Iran on Saturday. (Asghar Besharati / The Associated Press files)

Tankers anchored in the Strait of Hormuz off the coast of Qeshm Island, Iran on Saturday. (Asghar Besharati / The Associated Press files)

No better time for Canada to refine fossil fuel contingency plans

Dan Lett 5 minute read Preview

No better time for Canada to refine fossil fuel contingency plans

Dan Lett 5 minute read Monday, Apr. 20, 2026

The oil crisis gripping the planet could be described as an economic apocalypse. Or, it could be positioned as an unprecedented economic opportunity.

South Korea is one of the nations that has adopted the latter perspective by expanding what it calls its “sunshine income village” initiative.

With virtually no domestic energy resources, South Korea must import vast amounts of coal, oil and gas. Most of that oil and gas has to travel through the Strait of Hormuz, currently paralyzed by the U.S.-Israel war in Iran.

South Korea is responding by investing billions of dollars to help smaller communities transition into sunshine income villages. Using government grants and loans, the villages install solar panel arrays to not only provide electricity for residents but sell enough power back to the country’s grid to provide a monthly cash dividend. That money is typically used to enhance social programs and community amenities.

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Monday, Apr. 20, 2026

Freepik

Freepik

ESG, ru OK?

Joel Schlesinger 6 minute read Preview

ESG, ru OK?

Joel Schlesinger 6 minute read Saturday, Apr. 18, 2026

It’s been a rough year, depending on your viewpoint, for the world.

That’s especially true for folks who believe in climate change science, as they watch the largest economic power in the world make statements like: “We are driving a dagger straight into the heart of the climate change religion.”

That’s a March 2025 statement by Lee Zeldin, head of the Environmental Protection Agency in the United States.

Since then, the Trump administration hasn’t just embraced climate scepticism, it’s seemingly tried to accelerate climate change, repealing protections while rapidly expanding oil and gas, and even coal development.

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Saturday, Apr. 18, 2026

Mike McCleary / The Associated Press files

A new genetically modified canola has the potential to push into areas previously too hot and dry for it — areas mustard (above) thrives in.

Mike McCleary / The Associated Press files 
                                A new genetically modified canola has the potential to push into areas previously too hot and dry for it — areas mustard (above) thrives in.

Mustard farmers face cross-pollination risk

Laura Rance-Unger 4 minute read Preview

Mustard farmers face cross-pollination risk

Laura Rance-Unger 4 minute read Saturday, Apr. 18, 2026

Genetically modified crops may have gained widespread adoption among farmers since their introduction 30 years ago, but they remain a polarizing force within the farming community.

Because GM technology still struggles to achieve full market acceptance, many farmers reap the benefits at the expense of a few others who lose relatively small but important markets.

For example, nearly 100 per cent of the commercial canola produced in Canada comes from varieties that are herbicide-tolerant, which is most often a result of GMO traits.

Their widespread use makes it impossible for organic farmers to grow canola that is certifiably free of GM contamination, thanks to Prairie winds that move pollen easily from one field to another.

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Saturday, Apr. 18, 2026

Credible journalism takes time, effort, human intelligence

Jen Zoratti 5 minute read Saturday, Apr. 18, 2026

There’s an idiom in journalism: the goat must be fed.

The proverbial goat has changed over the years. It used to be the next day’s paper. Then it was the 24-hour news cycle. Then the 12-hour news cycle. Then it was websites.

Those pages, those hours, those constantly refreshing sites — they all must be fed. The goat can never go hungry because a fed goat is a fed public. But then suddenly there were so many goats, with ever-bigger appetites, and keeping them fed became impossible.

So it’s not entirely surprising to me, as someone whose two decades in journalism has overlapped with the advent of blogs, the boom and bust of digital media, multiple “pivots to video” and the credo “do more with less,” that AI has become an appealing tool to “feed the goat.”

Hiring processes, expectations, communication out of alignment in slow market

Tory McNally 6 minute read Saturday, Apr. 18, 2026

The unemployment rate is increasing across Canada. Which should mean there are more people looking for work, but if you ask most employers, it certainly does not feel easier to find the right person.

In fact, it is appears to be harder for both sides. Many organizations are posting fewer roles, taking longer to make decisions and being more cautious overall, yet they are still struggling to make hires. At the same time, candidates are applying to more jobs than ever and feeling increasingly frustrated by a lack of response.

So what is going on?

Recent data paints a clear picture. Hiring activity has cooled slightly as organizations respond to economic uncertainty, with many choosing to maintain current staffing levels rather than expand aggressively. At the same time, unemployment has ticked up and more candidates have re-entered the job market, increasing competition for available roles.

Facilitating exploration in quest for brighter future

Rebecca Chambers 5 minute read Saturday, Apr. 18, 2026

We are living through a time where global issues seem to be dominating our consciousness — the war (is it a war, or is it just one man’s folly?) in Iran, the wonder of the Artemis II mission.

My own relationship with news sometimes feels like a constant need to know how to prepare for the Next Thing. So hardwired am I for disaster that I felt the need to warn my children of the possibility of failure while we watched the peak of science, human ambition and curiosity flame into the sky and then into the blackness of space, deepening the knowledge and potential of humanity in real time. This may have been a bit of lingering trauma from a childhood vacation when I watched an unmanned rocket launch in Florida just months after the Challenger space shuttle disaster. The rocket was promptly struck by lightning and exploded across the sky. “These things sometimes blow up,” I told my kids.

So it’s understandable if, like me, in the unending barrage of existential crises emanating from these pages and your social media feeds, and the propensity for things to go wrong these days, you may have missed a very important story out of Calgary this week.

So I will fill you in: In a calculated and strategic effort, the University of Calgary has broken a Guinness world record for the most people dressed as dinosaurs at one time. Now, lest you think this is minor news, I would encourage you to read the article and note the deliberateness with which this record was achieved, down to learning from the failed attempts of the dinosaur capital of Canada, Drumheller, Alta.

DAVE SHOPLAND / THE ASSOCIATED PRESS

Arsenal’s Declan Rice (centre) said he and his teammates are ready to make a “massive statement” against Manchester City on Sunday.

DAVE SHOPLAND / THE ASSOCIATED PRESS
                                Arsenal’s Declan Rice (centre) said he and his teammates are ready to make a “massive statement” against Manchester City on Sunday.

Arsenal sputtering? There’s a joke for that

Jerrad Peters 6 minute read Preview

Arsenal sputtering? There’s a joke for that

Jerrad Peters 6 minute read Friday, Apr. 17, 2026

“What’s the difference between Arsenal and a book? A book has a title.”

Sure, go ahead and laugh. Everyone’s having a bit of fun — even Arsenal fans, albeit in a morbid sense. But let’s none of us quit our day jobs, especially when the jokes write themselves.

Like the one last weekend, when the Gunners lost 2-1 at home to Bournemouth. Although, with The Cherries in 13th place prior to kickoff, it seemed inevitable that the host’s luck was about to run out.

Only, luck had little to do with what happened at Emirates Stadium (which is apparently the ideal landing spot for aliens, as it has no atmosphere). Nor was Bournemouth, despite its victory, the protagonist of the story.

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Friday, Apr. 17, 2026

Supervised drug consumption sites offer drug-checking services and harm-reduction tools like clean needles.

(Jonathan Hayward / The Canadian Press files)

Supervised drug consumption sites offer drug-checking services and harm-reduction tools like clean needles.
                                (Jonathan Hayward / The Canadian Press files)

Supervised consumption site can be delayed no longer

Tom Brodbeck 5 minute read Preview

Supervised consumption site can be delayed no longer

Tom Brodbeck 5 minute read Friday, Apr. 17, 2026

If not now, then when?

That question hangs over Manitoba’s long-delayed supervised drug consumption site as the province weathers yet another surge in overdoses — one that front-line workers say is among the worst they’ve ever seen.

In just two weeks, organizations on the ground report as many as 15 deaths tied to drug toxicity.

Main Street Project executive director Jamil Mahmood calls it “the worst spring I’ve ever seen.” That’s a warning from someone watching the crisis unfold in real time.

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Friday, Apr. 17, 2026

RUTH BONNEVILLE / FREE PRESS FILES

Former teacher misconduct commissioner Bobbi Taillefer.

RUTH BONNEVILLE / FREE PRESS FILES
                                Former teacher misconduct commissioner Bobbi Taillefer.

Kinew stars in untidy bit of ‘he said, she said’ political theatre

Dan Lett 5 minute read Preview

Kinew stars in untidy bit of ‘he said, she said’ political theatre

Dan Lett 5 minute read Friday, Apr. 17, 2026

Any time a relationship comes to an end, you can be sure there will be a dispute about who broke up with whom. Such is the case right now with Premier Wab Kinew and his very public, very messy breakup with former teacher misconduct commissioner Bobbi Taillefer.

The Free Press revealed that Taillefer, who began her job as Manitoba’s first Commissioner of Teacher Professional Conduct in January 2025, had been working remotely in Florida for much of the past winter.

In addition, for the first six weeks that Taillefer was heading up the teacher misconduct office in Manitoba, she was also working concurrently for the Saskatchewan Teachers’ Federation, the union representing educators in that province.

On April 9, two weeks after the Free Press informed the NDP government it had received several credible tips that Taillefer was working out of the country, Education Minister Tracy Schmidt confirmed Taillefer had resigned. The minister would not discuss the details of the resignation, only that she found out Taillefer was working from Florida the Free Press called her for comment.

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Friday, Apr. 17, 2026

OC Transpo Special Constables stand outside a closed uOttawa Station at the University of Ottawa on April 10. (Spencer Colby / The Canadian Press files)

OC Transpo Special Constables stand outside a closed uOttawa Station at the University of Ottawa on April 10. (Spencer Colby / The Canadian Press files)

Threat hits close to home with fear, helplessness and, finally, relief

Niigaan Sinclair 5 minute read Preview

Threat hits close to home with fear, helplessness and, finally, relief

Niigaan Sinclair 5 minute read Friday, Apr. 17, 2026

It’s 4:20 p.m. last Friday and I’ve just filed my column when my phone rings.

It’s my colleague, Stephanie, in Ottawa. Odd, she usually texts.

“Have you talked to Sarah?” she asked.

I hadn’t.

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Friday, Apr. 17, 2026

Conservative Leader Pierre Poilievre (Adrian Wyld / The Canadian Press)

Conservative Leader Pierre Poilievre (Adrian Wyld / The Canadian Press)

Poilievre, aggrieved Tory critics could benefit from taking a political science course

Tom Brodbeck 5 minute read Preview

Poilievre, aggrieved Tory critics could benefit from taking a political science course

Tom Brodbeck 5 minute read Thursday, Apr. 16, 2026

If you’re going to accuse a government of subverting democracy, it helps to understand how that democracy works.

Conservative Leader Pierre Poilievre and other critics are claiming the Liberals’ new majority (gained this week following three byelections) is the result of “dirty backroom deals” — as though something improper or illegitimate has taken place.

It’s a compelling bit of political theatre. But it’s also wrong.

The core of the argument — that Canadians “didn’t vote for a majority government” in 2025 — is deeply flawed and reflects a fundamental misunderstanding of Canada’s parliamentary system.

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Thursday, Apr. 16, 2026

SAMMY KOGAN / THE CANADIAN PRESS FILES

We don’t know what kind of government Prime Minister Mark Carney has built after all of the aftermarket additions.

SAMMY KOGAN / THE CANADIAN PRESS FILES
                                We don’t know what kind of government Prime Minister Mark Carney has built after all of the aftermarket additions.

Carney’s pragmatic political monster not much to look at, but… ‘it’s moving, it’s alive!’

Dan Lett 5 minute read Preview

Carney’s pragmatic political monster not much to look at, but… ‘it’s moving, it’s alive!’

Dan Lett 5 minute read Wednesday, Apr. 15, 2026

Say hello to Dr. Carney’s Frankenparty, constructed of disparate — and in some instances, unwanted — body parts shed from other political parties that have come together around a common purpose.

We’re talking, of course, about the new, and possibly improved, conglomeration of stalwart MPs from the Trudeau years, new faces elected in last year’s general election and Monday night’s byelections and five MPs (four Tories and a New Democrat) who left the parties that brung them to Ottawa to jump on Carney’s seemingly unstoppable bandwagon.

In the annals of Canadian political history, what’s happening right now is fascinating, no matter which side of the partisan divide you occupy.

For hardcore Tories, and for some parliamentary purists, the floor-crossings that gave the Liberals a majority are a threat to democratic institutions. These naysayers, some of whom are drunk on wine made from sour grapes, lament the monster Liberal government’s lack of common philosophy or vision.

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Wednesday, Apr. 15, 2026

JOHN WOODS / FREE PRESS FILES

Figures released Monday by End Homelessness Winnipeg show 8,248 people were living without stable housing in March.

JOHN WOODS / FREE PRESS FILES
                                Figures released Monday by End Homelessness Winnipeg show 8,248 people were living without stable housing in March.

NDP’s bold campaign promise is one it alone cannot keep

Tom Brodbeck 5 minute read Preview

NDP’s bold campaign promise is one it alone cannot keep

Tom Brodbeck 5 minute read Tuesday, Apr. 14, 2026

The Manitoba NDP made an ambitious promise during the 2023 provincial election: end chronic homelessness within two terms of government. It was bold, compassionate and politically popular.

It is also proving to be far more difficult than advertised.

New figures released Monday by End Homelessness Winnipeg show 8,248 people were living without stable housing in March — up 104 from the previous month. More troubling still, 4,463 of those individuals are now considered chronically homeless, meaning they’ve spent at least six months of the past year without stable housing or have cycled in and out of homelessness for years.

Those are not just numbers. They represent a deepening humanitarian crisis in a city that is already stretched to the breaking point.

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Tuesday, Apr. 14, 2026

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