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Opinion

It’s RRSP season again — is it worth additions amid other ways to save?

Joel Schlesinger 5 minute read Saturday, Feb. 7, 2026

Canadians have great tools to save tax-deferred or tax-free for the future — and the granddaddy of them all is the registered retirement savings plan.

The calendar now turned to February, RRSPs are on the minds of many, with the March 2 deadline looming for the last contributions for 2025.

Yet in the context of the other ways to save — the tax-free savings account (TFSA) and the newer, first home savings account (FHSA) — the RRSP is not always the most attractive place to park, invest and grow money.

The ideal is to fund all of these savings vehicles, based on need, to their annual maximums.

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Former prime minister Stephen Harper gestures to the artist after he unveiled his official portrait during a ceremony in Ottawa, on Tuesday. (Adrian Wyld / The Canadian Press)

Former prime minister Stephen Harper gestures to the artist after he unveiled his official portrait during a ceremony in Ottawa, on Tuesday. (Adrian Wyld / The Canadian Press)

Harper paints picture of united Canada in face of danger

Tom Brodbeck 5 minute read Preview

Harper paints picture of united Canada in face of danger

Tom Brodbeck 5 minute read Thursday, Feb. 5, 2026

There are moments in Canadian politics when a message is so pointed, so carefully chosen, it’s impossible to pretend it was meant only for the people in the room.

The unveiling of former prime minister Stephen Harper’s official portrait on Tuesday in Ottawa was one of those moments.

On paper, it was a ceremony steeped in tradition — a gathering of ministers, former MPs and dignitaries in the Sir John A. Macdonald Building, the sort of Ottawa event where the words are usually polite and the stakes are low.

But Harper’s remarks were anything but ceremonial filler. They were not the safe, soft platitudes of a retired leader content to be politely applauded and quietly shelved into history.

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Thursday, Feb. 5, 2026

Branch out, and maybe plant new seed for love

Maureen Scurfield 5 minute read 2:00 AM CDT

DEAR MISS LONELYHEARTS: My house, attic and garage are filling up with plants, which is exactly what I love. Spring is coming and they are all my babies and I enjoy keeping them warm in my heated spaces.

I spend a lot of money and a lot of time with them. My boyfriend thinks it’s a bunch of nonsense.

Recently, I get the feeling we’re losing ground in this romance, and I wonder if I should just chuck it. I get even more involved with the plants and garden and landscaping as spring progresses and summer arrives.

The problem is, he’s the best guy I’ve ever had, and I haven’t had many. Should I try to hang on to him because, as he says, “I’m more important than a bunch of stupid plants”?

thequadfather03/TikTok

Boy Kibble is trending on TikTok.

thequadfather03/TikTok
                                Boy Kibble is trending on TikTok.

Boy Kibble craze a soul-destroying approach to maxxing meal plans

Jen Zoratti 4 minute read Preview

Boy Kibble craze a soul-destroying approach to maxxing meal plans

Jen Zoratti 4 minute read Saturday, Mar. 28, 2026

Sometimes, when I am filling my dog’s bowl with tiny brown triangles, I have the (depressing) thought: I wish there was such a thing as human kibble, so I didn’t have to work out what to feed myself all the time. Pre-portioned, perfectly macro-balanced sustenance, so I can just eat my People Chow and move on with my day.

Well, it turns out this dream is alive on TikTok, where health-conscious young men are snarfing down Boy Kibble.

Boy Kibble is essentially a slop concoction consisting of ground beef, rice and (maybe) veggies that looks, well, like dog food. The theory is it’s an easy, cost-effective way to help support gains made in the gym.

You might think that Boy Kibble is analogous to that other viral trend, Girl Dinner, but it’s not, not really.

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Saturday, Mar. 28, 2026

Freepik

Target sales. Clients attraction accuracy, shopping list, consumerism idea. Retail service customer, shopper with trolley cartoon character. Vector isolated concept metaphor illustration

Freepik
                                Target sales. Clients attraction accuracy, shopping list, consumerism idea. Retail service customer, shopper with trolley cartoon character. Vector isolated concept metaphor illustration

Consume, at what cost?

Joel Schlesinger 6 minute read Preview

Consume, at what cost?

Joel Schlesinger 6 minute read Saturday, Mar. 28, 2026

Consumers are the kings, queens, servants and paupers of the market economy, increasingly relied upon to drive growth.

A recent study points to many struggling to keep up — a sign of growing income inequality post-COVID-19 pandemic.

The report from RBC highlights wealth growing faster for those at the top, while others are experiencing their share declining.

“There’s a lot of questions regarding consumption in the (United) States … with this narrative about the K-shaped economy,” says Rachel Battaglia, an RBC economist and co-author of Affordability: Decoding Canada’s uneven household realities.

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Saturday, Mar. 28, 2026

Freepik

When everything feels urgent, employees start to assume everything is theirs to carry. Without guidance, they will try to keep all the plates spinning until exhaustion sets in.

Freepik
                                When everything feels urgent, employees start to assume everything is theirs to carry. Without guidance, they will try to keep all the plates spinning until exhaustion sets in.

Are your top performers overextending?

Tory McNally 7 minute read Preview

Are your top performers overextending?

Tory McNally 7 minute read Saturday, Mar. 28, 2026

There is a quiet problem sitting underneath a lot of burnout conversations and it does not get nearly enough attention.

We are very good at telling employees what they are responsible for. We are far less good at telling them what they are not.

Most middle managers can clearly articulate goals, deliverables and expectations. Job descriptions, performance plans and project briefs all point in one direction. Do this. Deliver that. Be accountable here.

On paper, it looks clear. In practice, many employees are operating with an unspoken assumption they are responsible for far more than what is written down.

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Saturday, Mar. 28, 2026

Potential for fertilizer use efficiency spikes alongside prices

Laura Rance 4 minute read Saturday, Mar. 28, 2026

Farmers may have difficulty seeing the opportunity lurking in the fertilizer prices skyrocketing alongside those military drones soaring over the Middle East.

After all, these are times that test the fortitude of any optimist.

Farmers can’t do anything about the sticker price on crop nutrients, but the latest annual Fertilizer Canada survey tracking their use suggests they have more latitude to adjust their purchases.

The current economics around crop fertility may accomplish what environmental and climate change lobbyists have been advocating for years. Farmers may be driven to accept the science and adopt different technologies — both new and old — that improve how efficiently they feed their crops.

Give naysayers the short shrift they deserve

Maureen Scurfield 4 minute read Saturday, Mar. 28, 2026

DEAR MISS LONELYHEARTS: My six-foot-three boyfriend eats like a horse. If I ate as much as he does, I would weigh 300 pounds. Sometimes I’m so surprised watching him, I just stop eating, mid-chew.

My mother is amazed when he comes over for Sunday dinner, especially after a sports practice. When she counts up how many people are coming to eat, she counts him as two people.

Frankly, half the time I don’t know whether I’m bragging or complaining about him. His mother says it cost her a fortune to feed him as a teenager when he was playing on several teams at once. It was a big relief to the family food budget when he finally moved out.

She says it would cost a lot to marry him and have sons who eat like him, but I like his giant size. I get a little thrill when he picks me up and carries me upstairs to bed at his place. It’s OK to be in love with a giant. But when ignorant people say we look funny together, I don’t know what to say to them. Please advise.

Leaders like former AFN chief Phil Fontaine were followed, watched, and documented.(Tijana Martin / The Canadian Press files)

Leaders like former AFN chief Phil Fontaine were followed, watched, and documented.(Tijana Martin / The Canadian Press files)

Spying on Indigenous peoples fuels mistrust, threatens Canada’s economy and society

5 minute read Preview

Spying on Indigenous peoples fuels mistrust, threatens Canada’s economy and society

5 minute read Friday, Mar. 27, 2026

The British Columbia Civil Liberties Association published thousands of pages in 2019 that it had fought for years to be released by the Canadian Security Intelligence Service.

The heavily redacted documents, the association said, show Canada’s spy agency spent years illegally conducting surveillance and documenting peaceful Indigenous protesters and community environmental organizations that opposed the Enbridge Northern Gateway pipeline project. They include the Dogwood Initiative, ForestEthics (now Stand.earth), Sierra Club BC, Leadnow.ca, and the #IdleNoMore movement.

This discovery followed a report by two researchers in 2016, who found that from 2014 to 2015, the RCMP operated project SITKA, which involved a list of more than 300 political activists in the country — most of whom were Indigenous — with 89 marked as “threats” to national security.

If this wasn’t enough, access to information requests by activists found that from 2009 to 2011, Gitxsan professor and child advocate Cindy Blackstock was monitored by officials at Indigenous and Northern Affairs Canada and the justice department – an act that Canada’s privacy commissioner later called a violation of her privacy rights.

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Friday, Mar. 27, 2026

The Manitoba government can point to a lot of ink spilled — and a lot of money committed — on child care over the past few years. Fees have come down to $10 a day. New spaces have been promised. Workforce strategies have been rolled out.

On paper, it all sounds like progress.

But a scathing new report from Manitoba’s auditor general makes one thing painfully clear: when it comes to actually delivering child-care spaces where and when families need them, the province has badly dropped the ball.

And both the former Progressive Conservative government and the current NDP one are equally to blame.

Three can be a crowd no matter how open minds are

Maureen Scurfield 3 minute read Friday, Mar. 27, 2026

DEAR MISS LONELYHEARTS: I’m a bisexual woman and an only child. Right now, I’m seeing a guy and my mother is cheering because it looks serious and she hopes for a grandchild from me soon. I dated several women before this relationship.

Mom hopes all this “nonsense” about my being bisexual will disappear in a whirl of hormones with this great new guy around. Who knows? She might just get her wish for a grandkid, but that won’t change the fact I can be bowled over by a woman.

My new guy is a very confident type and he says, regarding marriage to a bisexual woman, “Let’s give it a whirl and see where it goes.” He also thinks he can beat out any woman in a contest for me.

He doesn’t realize it’s two very different competitions.

Maintain your independence with new mate

Maureen Scurfield 4 minute read Thursday, Mar. 26, 2026

DEAR MISS LONELYHEARTS: My husband died and I wish him well in his new realm.

We grew apart after our kids left home, and both of us made different “friends” of the opposite sex. But now, the exciting man I’ve been seeing for a few years has lost his wife. He’s lonely in his big family house and says he wants us to live together.

There’s a big problem. I’m not excited about playing old-fashioned wife as his spouse did happily, as he worked overtime and brought in a lot of money for them to spend. I didn’t have a lot of money, but I always had a weekly cleaning lady come in and sent out the laundry.

Neither this guy, nor I, want to throw our money together, but we’re considering moving into a 55-plus block, and maybe into two suites, because what if we split up while living there? Then suddenly one person wouldn’t have a home anymore.

MIKE DEAL / FREE PRESS

Finance Minister Adrien Sala speaks to journalists Tuesday prior to tabling the budget in the Manitoba Legislative Assembly.

MIKE DEAL / FREE PRESS
                                Finance Minister Adrien Sala speaks to journalists Tuesday prior to tabling the budget in the Manitoba Legislative Assembly.

Manitoba budget served with side of horseshoes, four-leaf clovers and a rabbit’s foot

Dan Lett 5 minute read Preview

Manitoba budget served with side of horseshoes, four-leaf clovers and a rabbit’s foot

Dan Lett 5 minute read Wednesday, Mar. 25, 2026

In the world of government budgeting, as in life, it’s sometimes better to be lucky than good. And over the next fiscal year, Manitoba’s NDP government is going to need a whole lot of luck if its budget projections are to hold true.

On the face of it, the budget tabled Tuesday is full of relatively good news. It features increased spending in priority departments like health, some modest tax relief and a significantly lower deficit.

How will Premier Wab Kinew and Finance Minister Adrien Sala pull off a fiscal trick like that? It’s all based on an assumption that while good news is still in short supply, there will be a whole lot less bad news than last year.

For 2026-27, expenditures will go up at least five per cent over the previous budget, while revenues are expecting a massive seven per cent bump year-over-year. The rise in expenditures is driven largely by health care, which will see an increase just shy of $1 billion over the upcoming year.

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Wednesday, Mar. 25, 2026

Prankster partner’s bedroom buffoonery a bust

Maureen Scurfield 4 minute read Wednesday, Mar. 25, 2026

DEAR MISS LONELYHEARTS: My new boyfriend is a practical joker. At first, I thought it was fun — but then nothing was ever aimed at me. We were having a lot of laughs, admittedly at other people’s expense, so it was fine.

But then he went too far. He hid a long-legged, wiry-haired stuffed monster under his bed covers. He took me in there without turning on the light — ostensibly to have sex. I hopped under the covers without looking, put my feet down under the sheets, and felt the “monster” on my bare legs. I shrieked and jumped out of the bed, and had tears streaming down my cheeks.

He laughed and laughed, and thought it was just hilarious to see me upset and freaking out. I screamed at him and told him he was acting like a creepy 12-year-old in a grown man’s body and I wanted nothing more to do with him. I booked a ride immediately to go home and left.

Now he keeps calling and calling saying I was overreacting. I just hang up. What do you think?

Let the credits roll on publicly gropey guy

Maureen Scurfield 4 minute read Tuesday, Mar. 24, 2026

DEAR MISS LONELYHEARTS: Last weekend I told my boyfriend loudly, “Back off!” at a romantic movie we went to see. I won’t be doing this with him anymore, as it gives him a big thrill to try his own sexy moves during the screening. I don’t find his grabby hands a turn-on when I’m trying to watch a movie we paid good money to see!

What is wrong with the man? I just want to eat snacks, drink my beverage and enjoy the actors on the silver screen. Finally, I told him to get lost and I totally broke up with him on the way home to my place, but he keeps phoning and phoning. What should I say to him now?

— So Turned Off, St. James

Dear Turned Off: The fact he was pestering you for sexual action at the movie is a sign he may be wishing he was the star of his own erotic flick. He’s just going to end up getting thrown out of the theatre.

DANIEL CRUMP / FREE PRESS FILES

Conservative Party leader Pierre Poilievre is trying to forge a new brand.

DANIEL CRUMP / FREE PRESS FILES
                                Conservative Party leader Pierre Poilievre is trying to forge a new brand.

Canadians might wonder what Poilievre said at the border about the purpose of his trip

Dan Lett 5 minute read Preview

Canadians might wonder what Poilievre said at the border about the purpose of his trip

Dan Lett 5 minute read Monday, Mar. 23, 2026

In pursuit of a new and improved political brand, Conservative Leader Pierre Poilievre has been working overtime.

Just look at his itinerary over the past few weeks: he undertook an unsolicited diplomatic mission to the United States in an effort to get President Donald Trump to abandon tariffs affecting Canadians, hobnobbed with Texas oilmen, appeared as a guest one of the world’s most popular — and perhaps most morally ambiguous — podcasts and offered a glowing, if not deeply flawed, tribute to 18th-century Scottish philosopher Adam Smith, considered to be the father of capitalism.

Poilievre is certainly putting in the work of trying to forge a new brand. But is all his sound and fury accomplishing anything? Poll results would suggest Canadians may not be paying much attention.

The Liberals under Prime Minister Mark Carney are approaching 50 per cent support among committed voters in most public opinion polls. On a leader-to-leader comparison, Carney enjoys a 30-point advantage in terms of net approval (approve minus disapprove) scores.

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Monday, Mar. 23, 2026

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